
When you open a new checking or savings account, bank promotions consist of cash bonuses. You’ll actually have to set up a direct deposit with the bank to apply for this one-time incentive and keep the account open for at least a few months. There are looser guidelines for certain banks than others; we have outlined those criteria below.
If you are willing to secure a bank incentive, bear in mind that if you are unable to escape monthly fees, chasing promotions can cost you in the long run. (Check out a few other drawbacks linked to incentives to be aware of.) But bank promotions can be an excellent way to make extra cash as long as you do your research.
These top 6 bank accounts are not only the best in the States and recognizable and effective on a global landscape, but highly saving boosting, economical and investor friendly. Dont want to look too far or too deep? We have got everything regarding bank promotions neatly packaged for you in the quaint but useful article. We hope you fine the promotion and your saving optimizing bank you came looking for here. Further information can be found under other articles listed in the accounts category.

Checking account deals, February 2021 bank promotions
Complete Checking® by Chase, $200.
Advantage Banking by Bank of America, $100.
Advance Checking by HSBC, $200.
Premier Checking at HSBC, $450.
$150 or $200, Huntington Testing.
Digital Wallet Checking Pro for PNC Bank, $200.
Methods
We consider the NerdWallet-rated incentives provided by brick-and-mortar and online banks and credit unions in the United States. Eligible incentives are assessed mainly based on the eligible population and the possible return on money deposited for inclusion. We often take into account considerations such as bonus criteria, the length of time the account must stay open and the consistency of the account.
HSBC Advance Checking: $200 bonus offer
Direct deposit required: Yes.
Minimum deposit required: $1,500 total over three months.
Expiration: 31st of March, 2021.
How to get it: Get a Welcome Deposit of $200 for qualified new clients who open a new HSBC Advance Checking account and complete the following qualifying activities:
By March 31, 2021, open your new HSBC Advance checking account online; and
For three consecutive calendar months from the second full calendar month following account opening, make regular monthly qualifying direct deposits totaling at least $500 from a third party to your HSBC Advance Checking account(s).
Via the offer tab, open the account online. To earn the incentive, your HSBC account must be open and not be transferred to a product with lower balance criteria. (Instead, with the opening of an Advance account and accepting qualifying direct deposits, you can choose to receive 3 percent cash back, up to $40 per month for the first six months, and a limit of $240 overall. More information can be found at HSBC.)
Open Where: Online.
Who will qualify: from Jan. 7, 2018 to Jan. 7, 2021, you must not have kept any HSBC consumer deposit or investment account to be qualified, and customers who receive this offer will not receive any other HSBC supplied new customer deals. In addition, to qualify for a bank account online, you must have been a U.S. citizen for the past two years.
When you get it: After completing all qualifying tasks, you will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account for approximately eight weeks. It’s so easy.
Monthly fee: $25, avoided by providing a balance between your U.S. personal and qualified commercial deposit and investment accounts with HSBC of at least $5,000, getting a monthly regular direct deposit from third parties into your account or having an HSBC U.S. residential mortgage loan.
HSBC Premier Checking: $450 bonus offer
Direct deposit required: Yes.
Minimum deposit required: $15,000 total over three months.
Expiration: 31st of March, 2021.
Get a $450 Welcome Deposit for qualified new customers who open and complete the following qualifying activities with a new HSBC Premier checking account:
By March 31, 2021 and open your new HSBC Premier Checking account online; and
For three consecutive calendar months from the second full calendar month following account opening, make regular monthly qualifying direct deposits totaling at least $5,000 from a third party to your HSBC Premier Checking account(s).
Via the offer tab, open the account online. To earn the incentive, your HSBC account must be open and not be transferred to a product with lower balance criteria. (Instead, for opening a Premier account and earning qualified direct deposits, you can choose to receive 3 percent cash back, up to $100 per month for the first six months, and a limit of $600 overall. More information can be found at HSBC.)
Open Where: Online.
Who will qualify: from Jan. 7, 2018 to Jan. 7, 2021, you must not have kept any HSBC consumer deposit or investment account to be qualified, and customers who receive this offer will not receive any other HSBC supplied new customer deals. In addition, to qualify for a bank account online, you must have been a U.S. citizen for the past two years.
When you get it: After completing all qualifying tasks, you will automatically receive the $450 Welcome Deposit in your new HSBC Premier Checking account for approximately eight weeks. It’s so easy.
Monthly fee: $50, avoided by providing a balance of at least $75,000 between your personal deposit and HSBC investment accounts, receiving annual direct third-party deposits of at least $5,000 per calendar month into your account or having an HSBC U.S. residential mortgage loan of at least $500,000 in origination value.
Bank Of America Advantage Banking: $100 bonus offer
Direct deposit required: Yes.
Minimum deposit required: See offer page for more details.
Expiration: 30th of June, 2021.
How to get it: Open a checking account with Bank of America Advantage SafeBalance Banking®, Bank of America Advantage Plus Banking®, Bank of America Advantage Relationship Banking® via the ads page. Using the DOC100CIS code upon registration. Deposit $25 to open an account with Advantage SafeBalance, or $100 to open an account with Advantage Plus or Advantage Partnership. Receive at least $250 in two qualifying direct deposits within the first 90 days of owning the account. To earn the bonus, your account must be open and in good standing. Supplementary terms and conditions apply. For more info, see the offer tab.
Open Where: Online.
Who would qualify: This is an online promotion only for new inspection customers. Over the last 12 months, you may not have kept a Bank of America personal checking account as either an owner or a co-owner. They exclude fiduciary accounts.
When you get it: within 60 days after all the criteria have been met.
Monthly charge:
Bank of America SafeBalance Banking Advantage®: $4.95, as long as you are participating in Desired Rewards, can be deferred. A waiver can also qualify for students under 24 who are enrolled in education.
Bank of America Benefit Plus Banking®: $12, waived with at least one qualified direct deposit per month of at least $250 or a minimum regular balance of $1,500. Customers with Preferred Incentives or students under 24 who are enrolled in school may also be eligible for a waiver.
Bank of America Advantage Relationship Banking®: $25, waived per statement period through associated checking, savings, IRAs and Merrill® investment accounts with at least $10,000 in combined balances. Customers with Desired Incentives don’t have to pay the $25 fee.
Chase Total Checking: $200 bonus offer
Direct deposit required: Yes.
Minimum deposit required: None.
Expiration: the 14th of April, 2021.
How to get it: Online or in person, open a Chase Complete Checking® account using a coupon emailed to you from the promotional page. Within 90 days of opening the account, you need to have a qualifying direct deposit into the account. The account must remain open for a period of six months or the bonus will be withdrawn upon the closure of the account.
Where to open: You can open an account online or at a branch of Chase (find a location near you).
Who should qualify: During the last 90 days, you must not have had a Chase checking account or had one closed with a negative balance. Furthermore, every two years from the last enrollment date, you may earn only one new checking account opening bonus, and you are limited to one bonus per account.
When you get it: Within 15 days of your first direct deposit, the bonus will be deposited into your account.
Monthly fee: $12, avoided by making $500 or more monthly direct deposits, a minimum daily balance of $1,500, or keeping your Chase Complete Checking® and qualifying related Chase bank accounts with a daily average balance of $5,000.
Huntington Bank Checking: $150 or $200 bonus offer
Direct deposit required: No.
Minimum deposit required: $1,000 within 60 days.
Expiry: 7th April, 2021.
How to get it: On the promotional tab, open a new Huntington Asterisk-Free or Huntington 5 checking account online. Within 60 days of opening the account, deposit at least $1,000 and hold the amount for 90 days in the account. You receive $150 from depositing $1,000 into the Asterisk-Free checking account, and $200 from depositing $1,000 into the Huntington 5 checking account. The money for Huntington must be fresh. To obtain the bonus, your account must be open.
Open Where: Online.
Who will qualify: This bid is only for new personal checking accounts. In the last six months, you must not have had a Huntington checking account, and you must be an Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia resident.
When you get it: Within 14 days after meeting the criteria, you will earn the incentive.
Monthly charge:
Huntington Asterisk-Checking for Free: $0.0.
Huntington 5 Checking: $5, waived across Huntington accounts with $5,000 in total balance.
PNC Bank Virtual Wallet Checking Pro: $200 bonus offer
Direct deposit required: Yes.
Minimum deposit required: $2,000 within 60 days.
Expiry: 1st March, 2021.
How to get it: Open a new account for Virtual Wallet Checking Pro and make qualifying direct deposits in 60 days totaling at least $2,000. In order to get the incentive, your spending account must be open.
Where to open: Open an account online via the PNC website or in-person at a branch office.
Who may qualify: Someone who has not had a PNC account or received a PNC promotional payment over the last 24 months within the last 90 days. Availability can vary with your location; on the website, you may verify your eligibility.
When you get it: Within 60-90 days after you fulfill the criteria, the bonus will be credited to your account.
Fee per month: Zero.